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FICO (NYSE:FICO) has announced the return of its Educational Analytics Challenge for the 2025-2026 academic year, marking its third consecutive year. The program partners with four HBCUs: Bowie State University, Delaware State University, Morehouse College, and Alabama A&M University.

The semester-long challenge will focus on developing custom AI language models to solve real-world business problems. Led by FICO's Chief Analytics Officer, Dr. Scott Zoldi, the program includes weekly lectures and mentorship opportunities. Students will learn about neural networks, transformers, large language models, and FICO's focused language model approach.

The initiative provides financial support to participating universities and students, along with internship opportunities. FICO participates in the HBCU Partnership Challenge, a bipartisan initiative supporting historically black colleges and universities.

FICO (NYSE:FICO) has been named a category leader for enterprise fraud solutions by Chartis for the fifth consecutive time in their Enterprise and Payment Fraud Solutions 2025 Quadrant Update. The company achieved leadership positions in three categories: enterprise fraud solutions, payment fraud solutions, and fraud platforms.

Chartis recognized FICO's excellence in analytics, workflow management, and AI functionality. The company's fraud solutions currently protect over 10,000 financial institutions and telecommunication organizations globally. FICO's platform integrates AI-powered detection, case management, and scam identification capabilities, with recent award recognition including the Best Anti-Fraud Solution award at the 2024 Credit & Collections Technology Awards and a 2025 Credit Award for Excellence in Fraud Prevention with Barclays.

FICO (NYSE:FICO) has announced a partnership with the Nita Mukesh Ambani Cultural Centre (NMACC) for the NMACC India Weekend, a cultural celebration in New York City from September 12-14, 2025. The event will be held at Lincoln Center for the Performing Arts, featuring Indian music, theatre, fashion, cuisine, and traditions.

FICO's connection to India is significant, with its Bangalore office being the company's largest globally, employing 1,300 staff representing over a third of FICO's worldwide workforce. The Bangalore team has contributed over 100 platform innovations to the FICO® Platform, the company's cloud decisioning solution.

FICO (NYSE:FICO) has announced a multi-year partnership with Chelsea Football Club as its U.S. partner, focusing on financial literacy initiatives. The collaboration aims to educate U.S. consumers about credit scores and financial empowerment, leveraging Chelsea FC's recent FIFA Club World Cup victory to amplify their message.

The partnership addresses a critical need revealed by FICO's research: while 98% of Americans believe financial literacy is important for stability, 28% of Gen Z don't consider themselves financially literate. FICO's initiatives include the Score A Better Future™ program, Score A Better Future™ Fundamentals for teens, and FICO® Score Open Access, which has shared over 250,000 credit scores with consumers through counseling organizations.

FICO (NYSE:FICO) has released its UK Credit Card Market Report for June 2025, revealing significant trends in consumer credit behavior. Average credit card spending increased 4.6% month-on-month to £825, though remained 1.4% lower than June 2024. Average balances rose to £1,885, up 1% from May and 4.6% year-on-year.

The report highlights concerning trends, including a 2.1% monthly decline in payment-to-balance ratios and increasing average balances for accounts with missed payments. While accounts with one and three missed payments decreased month-on-month by 11.3% and 11.8% respectively, accounts with two missed payments rose by 5.8%.

FICO (NYSE:FICO) reported strong financial results for Q3 fiscal 2025, with net income of $181.8 million or $7.40 per share, up from $5.05 per share year-over-year. Revenue increased 20% to $536.4 million, driven by exceptional performance in the Scores segment.

The company's Scores revenue grew 34% to $324.3 million, with B2B revenue up 42% due to higher unit prices, increased mortgage originations, and an insurance score product license renewal. Software revenue increased 3% to $212.1 million, with platform ARR growing 18%.

Following these results, FICO raised its fiscal 2025 guidance, now expecting GAAP EPS of $25.60 (up from $25.05) and Non-GAAP EPS of $29.15 (up from $28.58).

FICO (NYSE:FICO) has released its 2025 Consumer Survey on fraud and digital banking in Canada, revealing concerning trends in financial fraud. The study found that nearly one-third of Canadians view first-party fraud as acceptable, often citing the cost-of-living crisis as justification.

The survey highlighted that 32% of Canadians are more likely to open financial accounts digitally compared to last year, with 49% noting increased identity verification checks during online banking activities. However, 17% have reduced credit card usage and 15% have decreased checking account usage due to difficult identity verification processes.

Notably, 6% of Canadians reported their identities were stolen and used to open financial accounts, affecting approximately 1.8 million victims - an increase from 5% in 2023. Despite this rise, 40% of Canadians believe they're unlikely to be victims of identity theft, highlighting a significant disconnect in risk perception.

FICO (NYSE:FICO) has released concerning findings from its 2025 Consumer Survey on fraud and digital banking in the US. The study reveals that up to one-third of Americans consider lying on credit applications acceptable or normal behavior, particularly amid the cost-of-living crisis.

The survey highlights that 32% of consumers prioritize fraud protection when opening new accounts, surpassing ease of use and customer service. Additionally, 75% of customers are willing to undergo stricter identity checks, with 83% favoring face scans as a security method. The study also found that 32 million Americans have fallen victim to identity-based application fraud.

FICO (NYSE:FICO) announced that UnionBank of the Philippines has successfully transformed its customer onboarding and credit decisioning process using FICO® Platform. Following UnionBank's $700 million acquisition of Citibank's local consumer banking business, the platform was implemented in just nine months, enabling the seamless transfer of approximately 1 million customers.

The transformation has yielded impressive results: over 80% of credit card and personal loan applications are now processed straight-through, with onboarding times reduced to 5-15 minutes. The bank achieved peak volumes of 50,000 new accounts per month and automated 30-40% of credit decisioning processes. The implementation has significantly expanded credit access to underserved populations in the Philippines through advanced analytics and alternative data assessment.